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The Filipino Immigrant Experience

Of the 3 million Filipinos living in the U.S., some 1.6 million are immigrants, of which more than a quarter have arrived in just the last 10 years. In this issue, we continue our New Immigrant Survival Guide, a series of articles intended to help new Filipino immigrants adjust to life in the U.S.

The first article in the series covered the
First Impressions of the U.S. by some recent and some not-so-recent Filipino immigrants. This article was followed by articles on Living and Working in America, Filipino Immigrants in the United States, and Filipino English.

While many of the previous articles focused more on what Filipino immigrants have in common, this month’s article discusses factors that may cause one Filipino immigrant to have a very different experience from another.

Our hope is that this series of articles will be helpful to both recent immigrants and to those interested in helping loved ones make the adjustment to life in the U.S.

 New Immigrant Survival Guide: The Filipino Immigrant Experience Fifth in a Series of Articles

If you came here from the Philippines, you are now one of the approximately 1.6 million Philippine immigrants currently living in the United States. Yet your experience may be very different from that of other Filipino immigrants depending on a variety of factors.

Factors Influencing the
Immigrant Experience

Discussion

Where you live

Over two-thirds of Philippine immigrants live in just five states (California, Hawaii, New York, New Jersey, and Illinois), so if you live in one of these states, you may have ongoing contact with other Filipinos and access to Philippine restaurants and cultural activities.

In other parts of the U.S., there may be very few Filipinos in your area, which might necessitate a more rapid assimilation to American culture.

Where you work

Where you work can have a significant influence on your immigrant experience because so much of our time is spent at work. Factors include the size of the organization, the company culture and values, the diversity of the workplace (e.g., are the majority of your co-workers Filipinos, are there no other Filipinos, or is there significant diversity), whether English or Tagalog is spoken at work, and the nature of your work relationships.

Where your family is

If your family is here in the U.S., your immigrant experience will be much different than if you are here on your own and your family is in the Philippines.

For those of you here on your own, you are more likely to face the challenge of getting established in your new country and establishing a support group.


These factors may create a different immigrant experience for each individual. There are pros and cons, and much depends on the individual. For many, the transition to a new country is likely to be easier if they live in an area with a high concentration of Filipinos, work in a job with other Filipinos, and/or live here with their family. These new immigrants may benefit from the guidance of friends and family who have already learned how to navigate in their new country. The familiarity of language and culture can also be reassuring, so new immigrants may be less likely to be as homesick. If they live in a predominantly Filipino neighborhood, they may, however, miss out on some of the diversity of American culture.

Those who come to the U.S. on their own and have little contact with other Filipinos in their communities and jobs, often have a more difficult transition to their new country. These pioneering individuals must learn to be resourceful. By necessity, these immigrants quickly become acclimated to the American way of life.

 Ask remithome: Business Days

Question: Your website often mentions Business Days. What is a Business Day and why is it important for me to know? Also, is there a difference between U.S. Business Days and Philippine Business Days?

Answer: Business Days are defined as days on which banks are open: Monday through Friday, excluding holidays.

Why do I need to know about Business Days?

Banks in the U.S. and the Philippines adhere to local Business Days and are not open on weekends and holidays. To protect our customers and ensure that money is credited to the correct bank account, remithome confirms all bank account information with the banking institutions before money can be sent from a U.S. bank account or deposited to a Philippine bank account. Since some types of bank account verification can only be done when banks are open, bank accounts linked on weekends or holidays may not be verified until the next Business Day.

Business Days also affect certain delivery methods. Since Philippine banks are closed on weekends and holidays, the timing of bank deposits and cash pick-up at bank branches may be delayed.

What is NOT affected by Business Days?

Send Money transactions can be scheduled at any time, 24 hours a day, 7 days a week. Transactions are processed at 2 PM, Pacific Time, every day, even on weekends and holidays.

Door-to-door deliveries are also generally not affected by Business Days. With some limited exceptions, couriers will deliver money to your recipients even on weekends and most holidays.

U.S. and Philippine Business Days

Business Days in the U.S. and the Philippines may be different because

  • the U.S. and the Philippines often have different holidays,
  • there is a time difference between the U.S. and the Philippines, so Friday in the U.S.
    (a Business Day) is already Saturday in the Philippines (a Non-Business Day)

Note: U.S. Business Days only affect verification of U.S. bank accounts. Philippine Business Days only affect verification of Philippine bank accounts and the timing of bank deposits and cash pick-ups in the Philippines.

Business Day Considerations and Suggestions

  • Check the remithome Member Login Page for important holiday notices, since holidays in the Philippines are often declared on short notice.
  • Take holidays into consideration when scheduling transfers for bank deposit or cash pick-up.
  • Send money by door-to-door delivery around Christmas, New Year’s, and Holy Week, since there are many Philippine holidays during these periods when Philippine banks are closed. Door-to-door delivery will often be faster than bank deposits and cash pick-up when banks are closed for many consecutive days.

If you have any questions about how Business Days might affect your remithome transactions,
call remithome Customer Service at 1-800-919-0787, Monday through Friday from 9 AM to 5 PM, Pacific Time (California), or email us at customerservice@remithome.com.


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